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Coincall Simple Earn

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What is Simple Earn?

"Simple Earn" is a flexible financial product under Coincall, designed to help users with idle digital assets earn interest with low barriers to entry. Simple to get started, this flexible earning product provides daily interest accrual and payout, allowing for easy subscription and redemption at any time. Users can earn returns and rewards by depositing digital assets into the Simple Earn product.
 

Advantages of Simple Earn

  • Redeem Anytime: Users can subscribe to and redeem flexible products anytime. After applying for redemption (T+0), the redeemed funds will be immediately returned to your account.
  • Principal Protection: Simple Earn is a principal-protected financial product, ensuring investment with stable returns.
  • High APR: Coincall's Simple Earn offers annualized returns higher than the market average for flexible financial products.
  • Compound Interest: The interest or returns generated by the principal will be automatically reinvested into the principal for the next day to continue earning interest.
  • One-click Earn: With a one-click subscription and redemption and no minimum investment amount, Simple Earn is simple to operate, efficient, and time-saving.
  • Earn Multiple Rewards with $CALL: Periodic activities empower "Simple Earn," allowing users to earn additional $CALL rewards by participating in subscriptions.
 

What Products Does Simple Earn Offer?

"Simple Earn" currently offers 2 products: Flexible T+0 and Flexible T+7.
  • Flexible T+0: Assets will be returned to your account immediately upon redemption.
  • Flexible T+7: Assets will be returned to your account 7 days after redemption.
 

How to Subscribe?

  • Web: Header > Finance
  • App: Home > Finance
Select “T+0” or “T+7” products, check the user terms, and use your available spot balance to subscribe with one click. Financial products have a total purchase limit, which we will continuously increase.
 

How Returns are Calculated？

Daily interest = Subscription amount × ((1 + APR) ^ (1 / 365) - 1)
Note: This means that the return for each day is compounded, and the overall return rate is the product of the daily return rates over the entire holding period minus one.
  • The APR may fluctuate. Please refer to the actual payout.
  • Returns start accumulating at UTC 04:00 the day after subscription and will be distributed to your financial wallet at UTC 04:00 the day after interest accrual begins (two days after subscription). Interest will be automatically reinvested.

Source of Returns

Assets deposited into Simple Earn products may be lent to other users for multi-currency margin modes or used to earn returns through lending, hedging, and options trading.
 

How to View Holdings？

Go to "Wallet" > "Finance" > "Holdings"
 

How to Redeem Assets？

To redeem your assets, go to "Wallet" > "Finance" > "Holdings," then click "Redeem" on the product. Interest will no longer accrue from the moment you submit a redemption request. The interest portion will be prioritized for redemption.

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